If you're about to get a dental implant in Merrillville, IN, insurance questions are probably one of the first things on your mind. Whether you're getting any type of routine filling or something like a dental implant in Merrillville, Indiana, insurance coverage often dictates how much you will personally pay out of pocket for your procedure.
Be sure to bring a copy of your insurance card to Dr. Stephens's office in Merrillville. Your care plan coordinator will get a breakdown of your coverage (which is usually selected by your employer) and then roll that data into your recommended treatment plan.
From there, you’ll be able to see if your insurance has any deductibles, what percentage they pay on dental implants, and if there are maximum annual amounts they will pay up to. After all of that math is tabulated, you’ll have a final “patient responsibility” amount at the bottom. That’s the dollar amount that you can expect to budget for.
In the Merrillville area where your implant is being installed isn't quite stable enough, Dr. Stephens may rely on other steps such as bone or gum grafting to ensure a stable foundation for your new “tooth”.
Budgeting the Balance
Fortunately, most implant dentists in Merrillville, IN also offer flexible payment plans. These financing options can be used with or without your insurance, regardless of how much your policy covers. That way you can budget low monthly payments on any remaining balance and get started on your treatment immediately.
The Company May Not Matter
Every dental insurance plan is different. Even if you have a specific carrier (such as Cigna, Aetna, Blue Cross Blue Shield, MetLife, etc.) it can differ from one person to the next. If your dentist is out of network, don’t worry. They may still be able to take your dental insurance and apply it to implant treatments without too much of an impact on your out of pocket responsibility.
Get a Quote Today
For an itemized breakdown on dental implant coverage as it relates to your unique benefit plan, talk to Dr. Stephens's financial coordinator.
If you think dental implants may be the solution you've been looking for
to replace missing teeth or to secure loose, uncomfortable dentures, contact
Derek M. Stephens, DDS today.
Schedule Your Evaluation >